Regional disparities in Japanese banking performance

Tatsuyoshi Miyakoshi, Yoshihiko Tsukuda

Research output: Contribution to journalArticlepeer-review

7 Citations (Scopus)


This paper investigates whether technical inefficiency in production in the Japanese banking industry exhibits regional disparities by using the stochastic frontier model and data from the fiscal year 1999. First, we find evidence of regional disparities in technical inefficiency. Second, we find that regional disparities in technical inefficiency explain some of the disparities in regional income growth. Recent collapse of the regional banking systems in Japan was responsible for regional economic slumps. Third, we find that strong competition among banks and educational improvement by banks lead to improvements in banking performance. Finally, we find that the Merger Promotion Act currently in operation in Japan undermines recovery policies for regional banking.

Original languageEnglish
Pages (from-to)74-89
Number of pages16
JournalReview of Urban and Regional Development Studies
Issue number1
Publication statusPublished - 2004 Mar 1

ASJC Scopus subject areas

  • Geography, Planning and Development
  • Development


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